As part of our initiative to promote financial inclusion, we provide credit facilities to both individuals and businesses utilizing our Islamic Financing Models.

 

Our facilities boast Interest-Free terms and flexible payment plans which are typically disbursed on a monthly basis from the members' fixed deposits.

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Our Small and Medium Enterprises financing is specifically designed to support viable halal businesses in order to enhance economic growth and development.

 

We employ three distinct Islamic financing models - Murabaha (Cost plus mark-up), Musharaka (Joint Partnership) and Mudarabah (Trust Partnership) - through our ethical investment funds.